Legal Notices
Copyright & Ownership
Rates, points, estimates and indicators contained on this website or in video, audio, graphic or other materials of any kind and description produced by BestInfo, Inc. are the proprietary opinions of BestInfo, Inc., and do not constitute the specific information of any other entity. The words "BestInfo," "RateAlertNow," BestRates," "Be$tRate$" "FairValue Index" "MarketMovers" and "Key Indicators" are Service Marks of BestInfo, Inc.
Contents of this web site are only for the private use of the audience which visits this website, sees BestInfo, Inc. material anywhere on the Internet or subscribes to the RateAlertNow Service. Any retransmission or other commercial distribution of the material contained herein (excluding linking to YouTube videos produced by BestInfo, Inc. or the establishment of hyperlinks to this website) without the express written consent of BestInfo, Inc. is prohibited.
BestInfo, Inc. is the author of this work. Country of origin and publication is the United States of America. Contents Copyright 1993-2009 by BestInfo, Inc. All Rights Reserved.
No Liability
BestInfo, Inc. accepts no responsibility for actions taken or not taken by visitors to this website or users of the RateAlertNow Service based upon information or opinions contained at this website or delivered via the RateAlertNow Service or materials produced by BestInfo, Inc. which maybe available on the Internet.
The users of BestInfo, Inc. materials of any type or description including those found on the website or delivered as part of the RateAlertNow Service or found elsewhere on the Internet hereby expressly hold BestInfo, Inc. harmless for any direct or incidental loss or damages they may incur as a result of taking action or not taking action based upon the information or opinions contained in such BestInfo, Inc. materials including those disseminated in any e-mail and/or other electronic transmission generated by BestInfo, Inc.
Although carefully verified, data are not guaranteed as to accuracy or completeness. BestInfo, Inc. is under no obligation to update this website and may stop doing so at any time without notice and without cause.
Regulatory Issues-General
BestInfo, Inc. is an electronic publishing company. This website constitutes a free electronic newspaper of general and regular circulation. All information on this Website is provided to the reader at no charge, and is not specific to the individual situation of any person.
Federal and State Regulatory Issues-Financial Information
The financial information provided herein and via e-mail and/or other electronic alerts is exempt from regulation under the Investment Advisers Act of 1940, as amended. Section 202 (11) (D) specifically excludes financial publications of general and regular circulation, and Section 202(a) (11) (E) specifically exempts discussion of government issues (U.S. Treasury securities) as well as mortgage backed securities, because the latter category have been designated by the United States Secretary of the Treasury as exempted securities for the purpose of the Investment Adviser Act by the authority granted to the Secretary by the Securities Exchange Act of 1934 Section 3 (a) 12 and codified in law by the United States Congress in 1968 in an amendment to 12 U.S.C. 1723c.
Under the federal Capital Markets Efficiency Act of 1996, the United States Congress amended the Investment Advisers Act of 1940 (15 U.S.C. 80b-1 et seq.) by requiring in a new section 203A (b) (1) (B) that all states and political subdivision thereof recognize all exemptions cited under the Act.
Regulatory Issues-Interest Rate Information
The interest rate information provided herein by BestInfo, Inc. is exempt from regulation under the Truth in Lending Act of 1968, as amended, and comparable state statutes because BestInfo, Inc. is not a "creditor" as defined in Section 103 (f) of the Act and does not offer or make loans of any kind. Therefore, the rate information provided herein comes under the category of news, and does not constitute an advertisement or solicitation of any kind.
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Contents Copyright 1993-2009 by BestInfo, Inc. All Rights Reserved.